Effective Date: August 1, 2012
National Cooperative Services Corporation ("NCSC") provides information through public websites and enables secure online account access through NCSC's private websites that require authentication. The NCSC private websites that require authentication shall be known as the “Restricted Sites” and refer to those portions of our websites that are secure, non-public and accessible only after a user has registered and been authorized by NCSC. The Restricted Sites, together with the portions of NCSC’s websites that are available to the general public without the need to register, are collectively referred to as the “NCSC Websites”.
The NCSC Websites contain proprietary and/or confidential information that is protected by applicable intellectual property and other laws. You may view and download materials and content from the NCSC Websites according to your authorized account permissions and use such materials and content solely for informational and non-commercial purposes or as otherwise permitted by NCSC in writing, provided that you (i) keep all copyright and other proprietary notices intact, and (ii) do not (and do not allow any third party to) copy, modify, distribute, transmit, reproduce, display, publish, license, create derivative works from, sell, lease, otherwise exploit for commercial purposes, transfer, assign, or otherwise make unauthorized or improper use of the NCSC Websites and any information and materials obtained from them.
Online User Account Security and Passwords
Authorized Users of the Restricted Sites are provided access to available online data according to their authorized account permissions by way of an online subscriber identification name, or User ID, and a password selected by the User. Users agree to keep these passwords private and further agree to refrain from sharing the passwords with any unauthorized person or allowing any unauthorized person to log onto or use the Restricted Sites. Passwords must be kept secure, and should not be revealed over the phone, in an unencrypted e-mail message or in writing and should not be stored on a portable data storage device, such as a laptop, flash drive, tablet, or mobile phone. You are solely responsible for any unauthorized use of your User ID and password.
Please notify NCSC promptly if you become aware that any password information or any area of the NCSC Websites has been compromised, or if you become aware of any unauthorized access to an account, whether or not such access was by someone who is generally authorized to access the system or is authorized to access other accounts.
Access to Other Online User Accounts
Each User's access to the Restricted Sites is limited to that portion of such NCSC Websites for which the User has authorized account permissions. If any User obtains unauthorized access to data or information that it knows, or reasonably should know, to be outside the area of its authorization, whether accessed through inadvertent or other means, the User shall immediately exit the area and is prohibited from saving or storing, maintaining or making any use of, printing, sending, sharing, publishing or otherwise disseminating any data or information so accessed.
Products & Services
Display of a product or service offering on the NCSC Websites is not a guarantee that the product or service offering is currently available, is available under the terms or conditions set forth on the NCSC Websites, or that it will be available on the NCSC Websites when you visit again. Any description or reference to non-NCSC products or services in the NCSC Websites is for informational purposes only and shall not constitute an endorsement or a recommendation of such products or services by NCSC.
The NCSC Websites contain trademarks of NCSC and its third party licensors. Unauthorized use of any NCSC or third party trademarks, service marks, or logos may be a violation of federal and state trademark laws. You must obtain NCSC’s written permission prior to using any trademark or service mark of NCSC. NCSC and/or its licensors own all intellectual property rights in the NCSC Websites, except as otherwise expressly indicated. The NCSC Websites are protected by U.S. and international copyright laws.
DISCLAIMERS, LIABILITY WAIVERS, LIMITATION OF DAMAGES, INDEMNITY, AND OTHER IMPORTANT TERMS
NCSC IS NOT RESPONSIBLE FOR THE COMPLETENESS, TIMELINESS, ACCURACY OR AVAILABILITY OF ANY INFORMATION TRANSMITTED, GENERATED OR MADE AVAILABLE VIA THE NCSC WEBSITES (THE "INFORMATION"), NOR FOR ANY DECISIONS OR ACTIONS THAT YOU MIGHT TAKE BASED ON INFORMATION. THE USE OF INFORMATION, OR RELIANCE ON IT, IS ENTIRELY AT YOUR OWN RISK. ANY SUCH INFORMATION IS FOR INFORMATIONAL PURPOSES ONLY AND DOES NOT CONSTITUTE EXPERT, PROFESSIONAL, FINANCIAL OR LEGAL ADVICE OR OPINION. THE NCSC WEBSITES AND ALL INFORMATION, PRODUCTS AND SERVICES AVAILABLE THROUGH THE NCSC WEBSITES ARE PROVIDED TO YOU ON AN "AS IS" AND “AS AVAILABLE” BASIS WITHOUT WARRANTY OF ANY KIND EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, DATA ACCURACY, AND QUIET ENJOYMENT. NCSC DISCLAIMS AND DOES NOT WARRANT THE OPERATION, PERFORMANCE, SAFETY OR SECURITY OF THE NCSC WEBSITES.
NCSC MAY TERMINATE, FOR ANY REASON, TEMPORARILY OR PERMANENTLY, IN WHOLE OR IN PART AND WITHOUT PRIOR NOTICE, THE NCSC WEBSITES, OR YOUR ACCESS TO THEM. NCSC SHALL NOT BE LIABLE TO YOU OR TO ANY THIRD PARTY FOR ANY MODIFICATION, SUSPENSION OR DISCONTINUANCE OF THE NCSC WEBSITES.
NCSC SHALL NOT BE LIABLE FOR ANY LOSS OR DAMAGES ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF THE NCSC WEBSITES OR ANY INFORMATION, MATERIALS, PRODUCTS OR SERVICES OBTAINED OR PROVIDED VIA THE NCSC WEBSITES, INCLUDING ANY SPECIAL, INDIRECT, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES OR ANY OTHER DAMAGES RESULTING FROM LOSS OF USE, LOSS OF DATA, OR LOSS OF PROFITS, WHETHER OR NOT ADVISED OF THE POSSIBILITY OF SUCH LOSS OR DAMAGE, UNDER ANY THEORY OF LIABILITY, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF THE NCSC WEBSITES, THE INFORMATION CONTAINED IN THE NCSC WEBSITES OR INFORMATION OBTAINED BY THE USER FROM ANY HYPERLINKS TO DOCUMENTS LOCATED WITHIN AND WITHOUT THE NCSC WEBSITES.
Some jurisdictions do not allow exclusions of liability for certain types of damages. Accordingly, some of the above limitations may not apply to you to the extent prohibited by law. In such cases, NCSC’s liability will be limited to the fullest extent permitted by applicable law.
The NCSC Websites may contain links and pointers to the websites of third parties as a convenience to our Users. NCSC does not operate or control, and does not necessarily endorse or recommend these sites, their operators or content. NCSC is not responsible or liable for the availability of such third-party sites, their content, or anything obtained through such third-party sites.
NCSC is a privately funded, member-owned cooperative that began operation in 1981 and provides specialized financing services to supplement CFC’s services to electric cooperatives.
NCSC operates under a management services agreement with CFC and obtains funding through loans from CFC.
Together, the two organizations provide an extensive array of financial products and services that offer value to our members.